If you are thinking about purchasing a home, the first step you should take is to attend a
HUD approved homebuyer education course!
ACRHA is a HUD approved  housing counseling agency.
This course should cover the entire homebuying process and include such  topics as:

  • Assessing Readiness
  • Budgeting and Credit
  • Shopping for a Home
  • Finding a Real Estate Agent
  • Applying for a Mortgage
  • The Closing Process

ACRHA offers such a course every six to eight weeks on a Saturday from 9am  to 5pm.  
The class covers all of the topics listed above and more.  

There is a fee of $50 per household. For more information about our fee schedule
Breakfast and Lunch are provided for no additional charge.  We also try to have a lender, a
realtor, and an attorney speak at each class.  

See our
Calendar of Events page for information on the next class.

ACRHA has often taken the homebuyer education class "on the road" and is happy to do
so in the future if enough interest can be demonstrated.  Please feel free to contact us at
any time about arranging a class in a particular location.

Completion of an approved homebuyer education course is a prerequisite for ACRHA's
Acquisition and Rehabilitation Program.  It may also be a requirement for obtaining
mortgage financing.  ACRHA will also accept a certificate of completion of this course from
other agencies on a case-by-case basis.

ACRHA is now offering the Home Buyer Education class online.The class is being offered
through ehome America.  If you find it difficult to find  the time to attend a class it is
available online. There is a fee of $50.00 and you will receive a certificate of completion at
the end contingent on a passing score on the test. Yes, there is a test but if you pay
attention you'll pass.  You will need to meet with a housing counselor prior to obtaining your
Click here for more info or to access the online class.   

Please note: First Home Club/Mortgage Match participants must take the in person class
as the Federal Home Loan Bank does not accept online education at this time.

To register for our next class contact -Lauren or Tracy
Homebuyer Education